Best Lending Platform Crypto in 2022 | Top 6 Bitcoin Crypto Lending Platforms

Best Lending Platform Crypto in 2022

We can all concur that 2020 has been a difficult year. Best Lending Platform Crypto in 2022 Back in March last year, the digital money and heritage markets went downhill because of the COVID-19 pandemic. Things have been getting with bitcoin coming to $12,000 in August, a critical leap from the $3,600 value plunge.

Towards the finish of 2020, Bitcoin made a rebound, arriving at another record-breaking high of $20,000 and as of early February 2021, it has multiplied to more than $40,000. It is surely an amazing convention for digital money. Notwithstanding, economies all over the planet are as yet scrambling through leisurely bobbing back with government mediations. The Covid-19 pandemic isn’t finished and it keeps on making instability in the worldwide business sectors.

On occasions such as these, cryptographic forms of money, for example, Bitcoin actually stand apart as important monetary resources in spite of the wild year. The remarkable development and the new record-breaking unsurpassed highs have demonstrated that Bitcoin is cementing its situation in the monetary world.

It is non-inflationary advanced money that is not represented by people or enterprises however a convention. As tales about inheritance markets arriving at negative loan costs, it’s the ideal opportunity for Bitcoin financial backers to continue to safeguard their resources and increment usefulness by loaning their resources and acquiring revenue all the while.

Crypto loaning is a sort of exchange where you loan out your cryptographic money and acquire revenue from it. The exchange is worked with by crypto loaning stages that acknowledge stores of various digital currencies like Bitcoin, Ether, or Stable Coins with some interest consequently. The Bitcoin loaning financing costs change however frequently extremely aggressive, with some presenting to 12% on Annual Percentage Yield (APY). These stages additionally frequently advance the resources with insurance, normally with crypto, and in this way called crypto-supported advances.

Assuming you’re pondering developing your crypto resources through crypto loaning, the following are five crypto loaning stages that value considering.

1 Hodlnaut

Hodlnaut Review

Started by two entrepreneurs and a self-proclaimed Bitcoin maximalist out of Singapore in March 2019, Hodlnaut

is a platform that provides financial services for individual investors. Through the platform, users can earn favorable interest in their cryptocurrencies by lending them to margin traders, who would otherwise struggle to access crypto loans.

Hodlnaut Interest Rates

The interest rate for BTC is 7.46% (effectively 7.2% annually), 7.2% for ETH (effectively 7.46% annually) and 12.00% (effectively 12.73% annually) for DAI, USDC and USDT. There are no minimum deposits or lock-in periods, and users can withdraw anytime. Hodlnaut is one of the emerging players in the crypto lending platform market that aspire to be the leader in the industry.

Is Hodlnaut Safe?

Yes, Hodlnaut is one of the safest platforms to earn interest rates on your crypto assets. Further, the platform pays out the interests weekly and you can also withdraw your funds anytime.

2 YouHodler

4 Easy Ways to Make Money with YouHodler

Hailing from Switzerland, YouHodler is an EU company that focuses on crypto-backed lending with fiat loans option. The platform provides USD, EUR, CHF, GBP, EUR, and stablecoin loans, with collaterals in BTC, ETH, XRP, and other major cryptocurrencies.

It’s good to note that if you don’t have the crypto that you wish to deposit and earn interest from, you can convert from another crypto that you have or fiat currency.

YouHodler Interest Rates

YouHodlers is offering interest rates for stablecoins up to 12.3% a year (4.8 for BTC annually) and supporting four fiat currencies, 7 stablecoins, and 15 cryptocurrencies.

3 CoinRabbit

CoinRabbit review

CoinRabbit is a crypto lending and borrowing platform that allows you to borrow stablecoins for an unlimited amount of time. Further, you only have to pay a 10% interest on your borrowings. The platform also always keep track of your collateral and notifies you through in case there is a drastic change in the market and your collateral is near liquidation.

Further, if you take loans with BTC as collateral and return the borrowed amount, you’d never have to give up the ownership of your bitcoins as you’ll get it back once you repay the loan amount.

CoinRabbit Interest Rates

As for the lenders, the platform offers FIXED 10% interest on stablecoins. Let’s say you have a million dollars lying around in your bank account, and get an interest rate of 2% every year [that’s far less than the inflation we’re going through]. Now, with CoinRabbit Crypto lending you can easily lend you $100,000 as stablecoins and earn $10,000 every year as a passive income.

4 BlockFi

BlockFi review

Founded in 2017, BlockFi aims to be the most trusted financial services provider in the cryptocurrency market. The company prides itself on being on top of their game by providing market-leading rates with institutional-quality benefits.

BlockFi Interest Rates

Their interest account allows users to earn up to 8.6% annual interest rate on BTC, ETH, LTC, USDC, GUSD, and PAX. Users will be able to buy stablecoins with fiat currency of their choice and deposited them into the interest account to start earning interest.

One exciting feature from BlockFi is the Interest Payment Flex. It allows users to select the currency of the interest payments and diversify their portfolios without buying additional crypto assets.

5 Nexo


As one of the largest crypto lending institutions globally, Nexo is a respected name in the decentralized finance space. Having processed more than $3 billion worth of transactions for over 800,000 clients in 200 countries, Nexo aims to disrupt the financial system one step at a time.

Nexo Interest Rates

Through their platform, users can earn interest in their crypto or fiat assets deposited in the interest account. The interest rates for crypto stood at 5% and up to 10% for stablecoins and paid out daily.

Nexo has expanded their services with the launch of Nexo Card, which gives qualifying users instant access to the Crypto Credit Line that they can spend without selling their crypto.

6 Celsius Network

Celsius Network

With a mission to replace the current traditional financial system with one that focuses on the best interest of the community, Celsius Network is using blockchain technology and hopes to fulfill that mission. The platform provides a range of financial services that aren’t accessible through traditional financial institutions. For example, crypto investors can earn interest by depositing their digital assets to their Celsius Wallet or borrow fiat currency using their crypto as collateral at lower interest rates.

Celsius Interest Rates

Users can earn interest rates in CEL Tokens up to 6.2% annually for their first BTC or 100 ETH and up to 12% for stablecoins.